Investment Finance

Why release equity from your home?

Answer. To free up some cash to fund the deposit and costs of an investment property.

How?
Re-finance to a new lender and access the built up equity or increase your current loan to access the equity. See the example below.

Why?

• 100% funding of your new investment
• Interest only payments
• Establish a buffer for property costs

The most important factor with property investment is to correctly structure your funding. Our finance experts will structure your finances ensuring: Your property titles are separate. Your investment debt is separate from your personal debt. You have the most applicable loan for your purposes.

"Our houses are such unwieldy property that we are often imprisoned rather than housed in them."
Henry David Thoreau (1817- 1862)

Australian's obsession with owning their own home means many devote all their money to paying off their mortgage

While it's important to rid yourself of inefficient debt as quickly as possible, putting off building other wealth until you pay off your home loan can be a false economy.

• Get a better return in growth assets than by paying off the relatively low interest on a home loan
• Equity investments work best over the long term
• You can't have a diversified investment portfolio if all your money is going into your home